Fees and Payments
Our dental fees are based on the current Ontario Dental Association fee guide. Payment is due the date of service. We offer various payment options for your convenience.Payment Methods
We accept:- Cash;
- Debit;
- Visa;
- MasterCard.
Many employers provide insurance benefits. A dental insurance can be set to cover all or part of your dental treatment. However, dental insurance plans are a contract between you and your insurance provider, in many cases, coordinated with your employer; and our office has no control over this contract.
If you have a dental insurance, please bring in information about your plan and your coverage. Your insurance company is responsible for keeping your information confidential so we must learn about your plan coverage and limitations from you.
Some common benefit plan designs are:
- Annual Deductible - amounts the employee may be required to pay the first $25 or $50 claimed every year;
- Frequency Limitations - the number of visits to a dentist covered by the plan are limited;
- Annual Dollar Maximums - employers may create a maximum limit that the dental plan covers each year;
- Co-Payment/Co-Insurance through a sharing formula specified in the dental plan contract - the dental plan may only cover a percentage of the eligible amount claimed. The employee is responsible for paying the remainder. For example, your dental fee is $100.00, and if the dental insurance covers 80% of the bill, your insurance company will cover the first $80.00, leaving you responsible for paying the remaining $20.00 as an out-of-pocket expense. Depending on your insurance plan, the co-payment percentage can vary.
Dental insurance plans vary from companies. Even the same dental insurance company can offer different coverage depending on the package your employer chosen. Some dental plans cover only limited services or the least expensive dental procedures which may not be the best treatment choice for you and your family. Most insurance plans often exclude new treatments that they label as “discretionary”, even common treatments such as implants, porcelain veneers, white fillings, bonding, and whitening.
Your dentist recommends treatments that are based on your needs and will help you maintain your oral health regardless of any dental plan coverage, and we believe that you should be able to choose the best dental treatment and materials for you and your family.
